Car accidents are extremely stressful. You or a loved one might be badly injured from the accident. You may be dealing with the stress a car accident can create on your finances. The costs of medical expenditures and car repairs can easily build up to overwhelming amounts. When you are in a car accident, it is important to try to calmly assess the situation. In these situations, most people act emotionally or impulsively, which causes them to make huge mistakes around how to address the situation. Our boston car accident firm has years of experience and will help you every step of the way. Here are the most important car accident rules to follow, in order to avoid making the same mistakes:
- Call the police. The police are vital in all cases. They make a report of the incident, gather evidence, collect names and contact information of witnesses, collect each drivers’ name and contact information, and take photographs. They also make a note of the party who is at fault. You should get a copy of the accident report, and the badge number of the officer who created the report.
- Do not admit guilt. Admitting guilt to anyone, such as friends, family, or police officers will allow insurance companies to get out of paying for the accident. Insurance companies do everything they can to pay the least amount of money possible. Even if you weren’t at fault, any admission of guilt lessens the chances of recovering.
- See a doctor as soon as possible. Underestimating your injuries lets insurance companies, and other parties, doubt your claims of injury. If you do not see a doctor immediately, the other party will try to prove that your injuries were caused after the accident, and thus they are not liable to pay. Start an injury journal, where you note your levels of pain, your physical symptoms, and the limits of your physical ability.
- Remember that insurance companies do not have your best interest at heart. Although insurance companies act as though they are trying to protect you, their goal is to spend the least amount of money possible. Do not trust the insurance company and settle too quickly. The sooner you settle, the sooner they can close your case and move on. However, if you wait to settle, you get more information on your injuries and treatments that are required, such as physical therapy or doctor’s appointments. After finding out this information, the settlement offer will include compensation for your medical expenses.
Figuring out how to deal with a car accident can be extremely stressful. If you have been in a car accident, it is in your best interest to hire an attorney to protect your interests. If you or a loved one has been injured in a car accident, contact an experienced attorney at Bellotti Law Group, P.C. Call us at 617-225-2100 for a free consultation today.