If you have been injured on the job, and you miss 5 full or partial calendar days because of a workplace related injury, you are entitled to workers’ compensation. On the 5th day of your absence from work, your employer has 7 days to report your injury to their workers’ compensation insurance company. The insurance company has 14 days to either mail you a check or to deny your claim. If the insurance company denies your claim, they will send you a form stating the reasons for the denial of your compensation.
If your workers’ compensation check is more than 4 days late (not including weekends and holidays), then you should call your claims adjuster and ask them if the check has been cleared with their bank. If the check has not been cleared, tell them to stop the payment, and immediately reissue the check. Your claims adjuster will need a maximum of 5 days to confirm with the bank about whether or not the check has been cleared. Once your claims adjuster has confirmed that the check has not been cleared, they will require you to sign an affidavit stating that you didn’t receive the check. Then, they will reissue you a check, and the Boston workerscomp attorneys at Bellotti Law Group, P.C. will help you with this issue.
Workers’ compensation checks are paid every two weeks, on a designated day decided by the insurance company. Make sure to keep every envelope that your checks come in, as this envelope can be used as evidence of late check payments. There are usually no penalties for checks that are delayed by a day or two, but a pattern of delays by workers’ compensation insurance companies has substantial penalties.